{"id":3456,"date":"2020-11-19T07:19:51","date_gmt":"2020-11-19T14:19:51","guid":{"rendered":"https:\/\/www.bentleymore.com\/?p=3456"},"modified":"2025-11-10T07:35:01","modified_gmt":"2025-11-10T14:35:01","slug":"minimizar-las-reclamaciones-por-accidentes-de-trafico","status":"publish","type":"post","link":"https:\/\/www.bentleymore.com\/es\/blog\/devalue-car-accident-claims\/","title":{"rendered":"5 t\u00e1cticas habituales que utilizan las compa\u00f1\u00edas de seguros para rebajar el valor de las reclamaciones por accidentes de tr\u00e1fico"},"content":{"rendered":"

Si usted o un ser querido han sufrido lesiones o da\u00f1os materiales en un accidente de tr\u00e1fico causado por otro conductor, tiene derecho a recibir diversos tipos de indemnizaci\u00f3n por sus lesiones y otras p\u00e9rdidas. Con un Orange County, abogados especializados en accidentes automovil\u00edsticos<\/a> Estamos de tu lado y podemos ayudarte con las compa\u00f1\u00edas de seguros.<\/p>\n

Sin embargo, es poco probable que la aseguradora de la parte culpable se limite a extender un cheque por el valor total de tus p\u00e9rdidas. Las compa\u00f1\u00edas de seguros suelen recurrir a t\u00e1cticas para reducir el valor de las reclamaciones por accidentes automovil\u00edsticos.<\/p>\n

Estas compa\u00f1\u00edas velan por sus resultados financieros, y cuanto menos paguen en indemnizaciones, m\u00e1s ganancias obtienen. En este art\u00edculo, queremos analizar algunas de las t\u00e1cticas m\u00e1s comunes que utilizan las aseguradoras para rebajar el valor de las reclamaciones en accidentes automovil\u00edsticos en los que hay un solo veh\u00edculo implicado.<\/p>\n

\"Perito<\/p>\n

Estrategias que utilizan las aseguradoras de autom\u00f3viles California para reducir las indemnizaciones<\/h2>\n

En este art\u00edculo, queremos analizar algunas de las t\u00e1cticas m\u00e1s comunes que utilizan las compa\u00f1\u00edas de seguros para restar valor a tu reclamaci\u00f3n.<\/p>\n

    \n
  1. Llamar muy poco despu\u00e9s de la lesi\u00f3n<\/strong>. Las compa\u00f1\u00edas de seguros suelen llamar poco despu\u00e9s de que se produzca una lesi\u00f3n por diversas razones. En primer lugar, quieren tomarte por sorpresa. Saben que te encuentras en una situaci\u00f3n vulnerable tras un suceso traum\u00e1tico. En segundo lugar, a\u00fan no habr\u00e1s tenido oportunidad de evaluar el alcance total de tus lesiones, y creen que podr\u00edas estar dispuesto a aceptar un acuerdo por una cantidad mucho menor de la que te corresponde. Por \u00faltimo, al llamarte tan pronto, esperan que a\u00fan no hayas tenido oportunidad de hablar con un abogado especializado en accidentes de tr\u00e1fico<\/a>.<\/li>\n
  2. Solicitarle una declaraci\u00f3n grabada<\/strong>. Aunque pueda parecer razonable que una compa\u00f1\u00eda de seguros le pida que d\u00e9 su versi\u00f3n de los hechos en una declaraci\u00f3n grabada, su respuesta siempre debe ser \u201cNo\u201d. No tiene ninguna obligaci\u00f3n de prestar una declaraci\u00f3n grabada a la compa\u00f1\u00eda de seguros, ni deber\u00eda hacerlo. Los peritos de seguros est\u00e1n capacitados para hacer preguntas que podr\u00edan llevarle a realizar declaraciones que pongan en peligro su reclamaci\u00f3n.<\/li>\n
  3. Solicitarle que firme una autorizaci\u00f3n m\u00e9dica<\/strong>. Las compa\u00f1\u00edas de seguros intentar\u00e1n que firmes un formulario de autorizaci\u00f3n m\u00e9dica general con un alcance ilimitado. Debes tener mucho cuidado en estas situaciones, ya que podr\u00edas estar d\u00e1ndoles acceso a todo tu historial m\u00e9dico. Las compa\u00f1\u00edas de seguros podr\u00edan utilizar cualquier lesi\u00f3n pasada o afecci\u00f3n preexistente que puedas tener y alegar que son la causa de tu dolor y sufrimiento actuales, y no el accidente de tr\u00e1fico.<\/li>\n
  4. Ofrecemos una liquidaci\u00f3n r\u00e1pida<\/strong>. Las compa\u00f1\u00edas de seguros son conocidas por ofrecer acuerdos r\u00e1pidos que parecen atractivos, pero que en realidad son mucho m\u00e1s bajos de lo que usted deber\u00eda recibir. Las compa\u00f1\u00edas de seguros ofrecen un acuerdo r\u00e1pido antes de que usted haya tenido la oportunidad de evaluar completamente sus lesiones y las p\u00e9rdidas totales. Sin embargo, una vez que acepta un acuerdo, es casi imposible dar marcha atr\u00e1s y pedir m\u00e1s dinero m\u00e1s adelante.<\/li>\n
  5. Exenci\u00f3n de responsabilidad<\/strong>. Es muy probable que la compa\u00f1\u00eda de seguros intente negar por completo su responsabilidad. La compa\u00f1\u00eda de seguros de la otra parte tambi\u00e9n podr\u00eda intentar alegar que usted tuvo parte de la culpa en la colisi\u00f3n, con el fin de limitar la cantidad de dinero que tenga que pagar en un acuerdo.<\/li>\n<\/ol>\n

    Busca la ayuda de un abogado para tu caso de accidente automovil\u00edstico<\/h2>\n

    Al contar con un abogado especializado en accidentes automovil\u00edsticos de California, tendr\u00e1s a tu lado a un defensor que conoce las t\u00e1cticas que utilizan las compa\u00f1\u00edas de seguros para reducir el valor de las reclamaciones.<\/p>\n

    Un abogado llevar\u00e1 a cabo su propia investigaci\u00f3n sobre el incidente, reunir\u00e1 pruebas para demostrar la responsabilidad y se encargar\u00e1 de todas las negociaciones con la compa\u00f1\u00eda de seguros en su nombre. Tendr\u00e1 muchas m\u00e1s posibilidades de obtener la m\u00e1xima indemnizaci\u00f3n por sus lesiones y otras p\u00e9rdidas si cuenta con un abogado a su lado.<\/p>","protected":false},"excerpt":{"rendered":"

    If you or a loved one are injured or sustained property damage in a vehicle accident that was caused by another driver, then you should be entitled to various types of compensation for your injuries and other losses. With an Orange County car accident attorney on your side, we can help you with insurance companies…. Leer m\u00e1s<\/a><\/p>","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-3456","post","type-post","status-publish","format-standard","hentry","category-firm-news"],"acf":[],"yoast_head":"\n5 Insurance Tactics to Devalue Car Accident Claims<\/title>\n<meta name=\"description\" content=\"Were you in a car accident? Learn 5 tactics that insurance companies will try to devalue your accident claims. 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