Firm News
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Bentley & More LLP Files Lawsuit Against AAA and USAA Over Wildfire Underinsurance

Bentley & More LLP has filed lawsuits on behalf of Los Angeles County homeowners who lost their homes in the devastating January 2025 Eaton and Palisades wildfires. The lawsuits accuse insurance giants AAA and USAA of systematic underinsurance and deceptive practices, leaving fire victims without adequate funds to rebuild.
According to the claims, both insurers relied on flawed cost-estimating software, 360Value, which dramatically undervalued rebuilding costs—offering coverage as low as $264 per square foot when actual costs ranged from $800 to $1,400. Many homeowners allege they were misled into believing their policies provided sufficient protection and were even prevented from purchasing higher coverage limits.
These allegations are backed by previous investigations from the California Department of Insurance, which found widespread underinsurance issues across the industry.
To learn more about the case and its implications for California homeowners, read the full coverage from:
- Daily Journal – “Homeowners accuse AAA and USAA of wildfire underinsurance”
- San Francisco Chronicle – “Thousands of L.A. homeowners lacked coverage after fires”
- Los Angeles Times – “Fire victims sue AAA and USAA, alleging insurance fraud”
- PR Newswire – “Homeowners Sue WSAA and AAA Alleging Systemic Underinsurance in the Wake of LA County Wildfires”
This case highlights the urgent need for stronger consumer protections and insurance reform in wildfire-prone regions.
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Bentley & More LLP proudly announces Best Lawyers release of the 2025 editions of The Best Lawyers in America® and Best Lawyers: Ones to Watch® in America
Best Lawyers® proudly announces the release of the 2025 editions of The Best Lawyers in America® and Best Lawyers: Ones to Watch® in America, recognizing the outstanding achievements of legal professionals who have demonstrated unparalleled expertise and dedication in their fields. These awards are more than just recognitions—they are a testament to the skill and commitment of lawyers across the United States, whose work continues to shape the future of the legal industry.

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Keith More featured on NBC LA advocating for a Nurse at City of Hope
On Tuesday night, the NBC4 news network aired an investigation on Bentley & More client, Andrea Morris’ story. Andrea was working as a nurse at City of Hope when she went into cardiac arrest. An entire medical staff of 5 employees, including TWO DOCTORS, witnessed Andrea’s cardiac arrest and not one medical personnel performed CPR. In fact testimony proves that one of the doctors said under oath that he was not even qualified to perform CPR… a doctor. This story is tragic and the worst part is City of Hope is not taking responsibility and is denying Andrea’s workers’ comp claim. B&M co-founder Keith More is fighting tirelessly to bring justice to Andrea. Click the image below for the full story.
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Bentley & More LLP co-founder Keith More is fighting hard to bring client justice! Watch the full story on NBC LA tomorrow, Tuesday 4/30 at 6pm.
NBC LA is airing a full investigation on our client Andrea’s story. Andrea is a nurse that suffered a sudden cardiac arrest while on the job. Not one person on the medical team she worked with performed CPR for seven CRITICAL minutes. The aftermath? She is now paralyzed and her workers comp claim has been denied by her employer. Bentley & More LLP co-founder Keith More is fighting hard to bring Andrea justice! Watch the full story tomorrow, Tuesday 4/30 at 6pm.
