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Insurance Bad Faith

Why Do Insurance Companies Offer Low Settlements?

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Last Modified on May 05, 2026
When you’re recovering from an injury, the last thing you want is a dispute with an insurance company. Yet, many people in this situation receive a settlement offer that feels shockingly low and doesn't begin to cover their expenses. The primary reason insurance companies offer low settlements is simple: they are for-profit businesses. Their financial goal is to minimize the amount they pay out on claims to maximize their profits for sharehold... Read More

Should I Accept the First Insurance Settlement Offer?

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Last Modified on May 05, 2026
When individuals and entities behave recklessly and negligently, serious accidents –  including motor vehicle collisions, premises accidents, construction site accidents, and defective product malfunctions – can occur. In these situations, accident victims may be eligible for compensation from the at-fault party’s insurance company. When negotiating with insurance companies, initial settlement offers are routinely very low. Insurance compan... Read More
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